Andy and people who "work with the public" see a bigger piece of the pie than individuals do. Nobody's "Right" or "Wrong", you are just seeing a very small part of the market. Remember Rudyard Kipling's story about the 5 blind men describing an elephant? 98% of "modelers" are like that. You know what you know, and it's right, but there's this great big world of non-modelers that buy N-scale trains out there.
It's like me and my buddies that do old and antique(1900's!) motorcycles. There are no mechanics who can help us, there are no parts available, so they have to be made or swapped for or paid for at prices that make N-scale brass look like bargains. I took my semi-compleated '64 Honda SuperHawk to a shop for a little part(wrapped in a piece of 1966 newspaper, covered with dust). I had EVERY person in the shop come out to see the "ancient" Honda. The young mechanics couldn't believe Honda sent the first bikes here in '58. It's a matter of perspective.