Aztec and the DZ123 is probably one of the most cost-effective solutions. There are a couple of other ways to skin the cat I've read, but they make my head hurt just to read about them. One involved etching circuit boards(or available from one source) and building your own decoder. Hint: He sells do-it-yourself DCC "kits", and MR has given him alot of press over the years on his electronics. If you don't know who I mean, then I'm not giving him free advertising, if you do, he's not one of my favorite people for somewhat biased reasons.